Last updated: 02.02.2022

At FinanceHub, we want to give you the best possible experience to ensure that you enjoy our Services. Your privacy and the security of your personal data is, and will always be, enormously important to us. So, we want to transparently explain how and why we gather, store, share and use your personal data - as well as outline the controls and choices you have around when and how you choose to share your personal data. That is our objective, and this Privacy Policy (“Policy”) will explain exactly what we mean in further detail below.

This privacy policy applies to Meedmob, Inc. a Delaware corporation with registered address at 31 St. James Ave., Boston, Massachusetts, 02116 USA, (“FinanceHub”, “we,” “our,” “us”, “Site”, “Service”). The terms used in this Privacy Policy shall have the same meaning as in the Terms of Use, unless noted otherwise.

We respect your privacy and are committed to protecting it through our compliance with this policy. Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it.

If you do not agree with our policies and practices, do not register with, access, or use the Site. By registering with, accessing, or using Site, you agree to this Privacy Policy. This policy may change from time to time. Your continued use of or access to the Site after we make changes is deemed to be acceptance of those changes, so please check this

About This Policy This Policy sets out the essential details relating to your personal data relationship with Meedmob, Inc. a Delaware corporation with registered address at 31 St. James Ave., Boston, Massachusetts, 02116 USA. The Policy applies to the Site services and any associated services (referred to as the “FinanceHub Service”). The terms governing your use of the FinanceHub Service are defined in our Terms and Conditions of Use (the “Terms and Conditions of Use”).

From time to time, we may develop new or offer additional services. If the introduction of these new or additional services results in any material change to the way we collect or process your personal data we will provide you with more information or additional terms or policies. Unless stated otherwise when we introduce these new or additional services, they will be subject to this Policy.

The Aim of This Policy Is To: Ensure that you understand what personal data we collect about you, the reasons why we collect and use it, and who we share it with; Explain the way we use the personal data that you share with us in order to give you a great experience when you are using the Service; and Explain your rights and choices in relation to the personal data we collect and process about you and how we will protect your privacy.


We hope this helps you to understand our privacy commitments to you. Alternatively, if you do not agree with the content of this Policy, then please remember it is your choice whether you want to use the FinanceHub Service.

Your Rights The General Data Protection Regulation or "GDPR" gives certain rights to individuals in relation to their personal data. Accordingly, we are happy to offer transparency and access controls to help users take advantage of those rights. As available and except as limited under applicable law, the rights afforded to individuals are: Right of access - the right to be informed of, and request access to, the personal data we process about you; Right to rectification - the right to request that we amend or update your personal data where it is inaccurate or incomplete; Right to erasure - the right to request that we delete your personal data; Right to restrict - the right to request that we temporarily or permanently stop processing all or some of your personal data; Right to object - the right, at any time, to object to us processing your personal data on grounds relating to your particular situation; the right to object to your personal data being processed for direct marketing purposes; Right to data portability - the right to request a copy of your personal data in electronic format and the right to transmit that personal data for use in another party’s service; and Right not to be subject to automated decision-making - the right to not be subject to a decision based solely on automated decision making, including profiling, where the decision would have a legal effect on you or produce a similarly significant effect.

Information We Collect and How Often We Collect It We collect information from and about users of FinanceHub: Directly from you when you provide it to us; Automatically when you use FinanceHub (some information – such as IP address and/or browser and device characteristics); and Data we collect from our partners.

Our Principles Regarding User Privacy and Data Protection Lawfulness, transparency and fairness; Purpose Limitation; Data Minimisation; Accuracy; Storage limitation; Confidentiality and integrity.

Your privacy and security are of the utmost importance to us. We will always follow these principles

Data We Collect for Our Analytics Information about your type of subscription; Device info including the device model and IP address; UI activity events (e.g. clicked on active buttons/ elements of the Site): information about your interactions with the FinanceHub such as your search queries (including the date and time of any requests you make), Course browsing history, Course you create, your library, your browsing history, and your interactions with the FinanceHub Service, content, other Users. This also may include details of your use of third party applications in connection with the FinanceHub Service:

Inferences drawn about your interests and preferences based on your usage of the FinanceHub Site:

Certain technical data, which may include: - URL information; - online identifiers including cookie data and IP addresses; - information about the types of devices you are using such as unique device IDs, network connection type (e.g. wifi, 3G, LTE), provider, network and device performance, browser type, language, information enabling digital rights management, operating system; - device attributes of devices on your wifi network that are available to connect to the FinanceHub Service (such as speakers); - your non-precise location, which may be derived or inferred from certain technical data (e.g., your IP address, language setting of your device, or payment currency), to comply with geographic requirements in our licensing agreements, and deliver personalized content and advertising to you;

Data We Collect from Our Partners We may collect limited data about you from various third parties such as public databases, marketing partners, social media platforms, and other outside sources. These third party sources vary over time and include the following:

Authentication partners: if you register for or log into our services using third party credentials (e.g. Facebook), we will import your information from such third party to help create your account with us; Technical service partners: we work with technical service partners that provide us with certain data, such as mapping IP addresses to non-precise location data (e.g., city, state), to enable us to provide us Services, Content, and features; Payment partners: If you choose to pay for a service or feature by invoice, we may receive data from our payment partners to enable us to send you invoices, process your payment and provide you with what you’ve purchased; Advertisers and other advertising partners: We may obtain certain data about you, such as cookie id, mobile device id, or email aƒddress, and inferences about your interests and preferences from certain advertisers and advertising partners that allow us to deliver more relevant ads and measure their effectiveness.

Information You Provide to Us When you register with, access, or use FinanceHub, we may ask you to provide information (a) by which you may be personally identified, such as name, email address, or any other personal or personally identifiable information under applicable law (“personal information“), and/or (b) that is about you but individually does not identify you. This information includes: Information that you provide by filling in forms on FinanceHub. This includes information provided at the time of registering to use or access FinanceHub. We may also ask you for information when you interact with us (such as when responding to notices and announcements from us), and when you report a problem with FinanceHub or otherwise correspond with us. If you use a third party service to create an account, we will receive personal data via that third party service but only when you have consented to that third party service sharing your personal data with us. Please note that the available plans and sign-up options may differ by country. Records and copies of your correspondence (including email addresses), if you contact us; Your responses to surveys that we might ask you to complete for research purposes; Details of transactions you carry out through FinanceHub and of the fulfillment of your orders/ subscriptions /purchases. Financial information, such as data related to your payment method (e.g. valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Site. We store only very limited, if any, financial information that we collect.

Cookies, Information Collection and Tracking Technologies The technologies we use for automatic information collection may include: Cookies (or mobile cookies). A cookie is a small file placed on your Device. Like most online services, we use cookies and similar technologies to provide and personalize the Site, analyze use, and prevent fraud. You can disable cookies in your settings, but some parts of Site may then not function properly; and Specific information about how we use Cookies and how you can refuse certain cookies is set by the FinanceHub Cookie Policy. You can refuse certain cookies set here. Web Beacons. Parts of the Site and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages or opened an email and for other related or Site statistics (for example, recording the popularity of certain Site content, features, functionality, and services, and verifying system and server integrity). Some information – such as IP address and/or browser and device characteristics – is collected automatically when you visit our websites.

We automatically collect certain information when you visit, use or navigate the Sites. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Site and other technical information. This information is primarily needed to maintain the security and operation of our Sites, and for our internal analytics and reporting purposes. Device information, such as your mobile device ID, model, and manufacturer, and information about the location of your device, if you access the Site from a mobile device. Additionally, we may use third-party software to serve ads on the Site, implement email marketing campaigns, and manage other interactive marketing initiatives. This third-party software may use cookies or similar tracking technology to help manage and optimize your online experience with us.

Third-Parties When you use or access Site or its/their content, certain third parties may use automatic information collection technologies to collect information about you or your Device, or you may otherwise be accessing and using third-party platforms, software, and applications. We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about a third party’s processing of your information, you should contact the responsible provider directly. You acknowledge and agree that your access and use of such third party tools may be subject to their respective terms of use and privacy policies. We may also partner with selected third-party vendors (subprocessors) to allow tracking technologies and remarketing services on the Site through the use of first party cookies and third-party cookies, to, among other things, analyze and track users’ use of the Site, determine the popularity of certain content and better understand online activity. By accessing the Site, you consent to the collection and use of your information by these third-party vendors. You are encouraged to review their privacy policy and contact them directly for responses to your questions. We do not transfer personal information to these third-party vendors. Full list of third-party you can find here: "Disclosure of Your Personal Data".

Why Do We Collect Your Data When you use or interact with the FinanceHub, we use a variety of technologies to process the personal data we collect about you for various reasons. We have set out below the reasons why we process your personal data, the associated legal bases we rely upon to legally permit us to process your personal data, and the categories of personal data for these purposes:

Description of why We processes your personal data (“processing purpose”)Legal Basis for the processing purposeCategories of personal data used by FinanceHub for the processing purposeTo provide and personalize the FinanceHub Service - Performance of a Contract - Legitimate Interest - Consent - User Data - Usage Data - Payment and Purchase Data - Verification DataTo understand, diagnose, troubleshoot, and fix issues with the Service - Performance of a Contract - Legitimate Interest - User Data - Usage DataFor marketing, promotion, and advertising purposes. - Legitimate Interest - Consent - User Data - Usage DataTo comply with legal obligations and law enforcement requests. - Compliance with legal obligations - Legitimate interest - User Data - Usage Data - Payment and Purchase Data - Verification Data - Contests DataTo fulfill contractual obligations with third parties, for example licensing agreements and to take appropriate action with respect to reports of intellectual property infringement and inappropriate Content - Legitimate interest - User Data - Usage Data - Payment and Purchase Data - Plan Verification Data - Contests DataTo conduct business planning, reporting, and forecasting - Legitimate interest - User Data - Usage Data - Payment and Purchase DataTo process your payment - Performance of a Contract - Compliance with legal obligations - User Data - Payment and Purchase DataTo detect fraud, including fraudulent payments and fraudulent use of the FinanceHub - Performance of a Contract - Compliance with legal obligations - Legitimate Interest - User Data - Usage Data - Payment and Purchase Data - Verification DataTo conduct research, contests, surveys - Performance of a Contract - Legitimate Interest - Consent - User Data - Usage Data - Contests Data

Disclosure of Your Personal Data When you use or interact with the FinanceHub, we use a variety of technologies to process the personal data we collect about you for various reasons. We have set out below the reasons why we process your personal data, the associated legal bases we rely upon to legally permit us to process your personal data, and the categories of personal data for these purposes: We only share information with your consent, to comply with laws, to protect your rights, or to fulfill business obligations. We may disclose aggregated information about our users, and information that does not identify any individual or device, without restriction.

The following personal data will only be shared with the categories of recipients outlined in the table below if: you choose to make use of a specific Site feature where sharing of particular personal data is required for the proper use of the Site feature; or you grant us your permission to share the personal data, e.g. by selecting the appropriate setting in the Service or authorizing FinanceHub through a presented consent mechanism.

In addition, we may disclose personal information for following categories of recipients and for the following reasons:

Service providersWe work with service providers that work on our behalf which may need access to certain personal data in order to provide their services to us. These companies include those we've hired to provide customer service support, operate the technical infrastructure that we need to provide the Service, assist in protecting and securing our systems and services, and help market our own products and services as well as partner products, services, events, and co-branded promotions in which we are involved. This information may be used to, among other things, analyze and track data, determine the popularity of certain content and better understand online activityPayment processorsWe will share your personal data with our payment processors as necessary to enable them to process your payments, and for anti-fraud purposes.Advertising partnersWe work with advertising partners to enable us to customize the advertising content you may receive on our Service. These partners help us deliver more relevant ads and promotional messages to you, which may include interest based advertising (also known as online behavioral advertising), contextual advertising, and generic advertising on the FinanceHub Service. We and our advertising partners may process certain personal data to help FinanceHub understand your interests or preferences so that we can deliver advertisements that are more relevant to you.Our partnersDepending on how you sign up for the Service (e.g. through a third party service or a mobile provider), we share your username or other User Data as necessary to enable your account. We may also share personal data with that third party about your use of the FinanceHub, such as whether and to what extent you have used the offer, activated account, or actively used the Service. We also may share your personal data in a pseudonymised format with our music industry partners to help them understand how the content they license to us is performing and to enable you to listen to streaming content via the Service.AffiliatesWe may share your information with our affiliates, in which case we will require those affiliates to honor this privacy policy. Affiliates include our parent company and any subsidiaries, joint venture partners or other companies that we control or that are under common control with usLaw enforcement and data protection authoritiesWe may share your personal data when we in good faith believe it is necessary for us to do so in order to comply with a legal obligation under applicable law, or respond to valid legal process, such as a search warrant, a court order, or a subpoena. We also may share your personal data where we in good faith believe that it is necessary for the purpose of our own, or a third party’s legitimate interest relating to national security, law enforcement, litigation, criminal investigation, protecting the safety of any person, or to prevent death or imminent bodily harm, provided that we deem that such interest is not overridden by your interests or fundamental rights and freedoms requiring the protection of your personal data.Business TransfersWe may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

Data Security We are committed to protecting our Users’ personal data. We implement appropriate technical and organisational measures to help protect the security of your personal data; however, please note that no system is ever completely secure. We have implemented various policies including pseudonymisation, encryption, access, and retention policies to guard against unauthorised access and unnecessary retention of personal data in our systems.

Your password protects your user account, so we encourage you to use a strong password that is unique to your FinanceHub account, never share your password with anyone, limit access to your computer and browser, and log out after having used the FinanceHub Service.

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process which included: using secure shell protocol (SSH); multi-factor authentication; access control (physical and technical); link encryption. However, please also remember that we cannot guarantee that the internet itself is 100% secure. Although we will do our best to protect your personal information, transmission of personal information to and from our Sites is at your own risk. You should only access the services within a secure environment. Unfortunately, the transmission of information via the internet and mobile platforms is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted through Site. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures we provide.

We are not responsible for the safety of any information that you share with third-party providers who advertise, but are not affiliated with, our websites.

The Site may contain advertisements from third parties that are not affiliated with us and which may link to other websites, online services or mobile applications. We cannot guarantee the safety and privacy of data you provide to any third parties. Any data collected by third parties is not covered by this privacy policy. We are not responsible for the content or privacy and security practices and policies of any third parties, including other websites, services or applications that may be linked to or from the Sites. You should review the policies of such third parties and contact them directly to respond to your questions.

Personal information will be pseudonymized and encrypted to ensure the user privacy. The collected information will be handled for standard cases of use described in this Privacy Policy.

International Data Transfer Our servers are located in the Republic of Bulgaria. If you are accessing our Site from outside European Union and Switzerland. Your personal data, therefore, may be subject to privacy laws that are different from those in your country.

Personal data collected within the European Union and Switzerland may, for example, be transferred to and processed by third parties located in a country outside of the European Union and Switzerland. In such instances FinanceHub shall ensure that the transfer of your personal data is carried out in accordance with applicable privacy laws and, in particular, that appropriate contractual, technical, and organisational measures are in place such as the Standard Contractual Clauses approved by the EU Commission.

For further details of the security measures we use to protect your personal data, please see section “Data Security” of this Policy.

Data Retetion We keep your information for as long as necessary to fulfill the purposes outlined in this privacy policy unless otherwise required by law. We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). We retain your data for as long as your Account is active or unless you request us to delete your data. Note that if you ask us to remove your personal data, we may retain your data as necessary to comply with our legal obligations. We process and for about 6 months store the pseudonymized data on the cloud servers with all necessary means and measures of data protection, let alone special requirement provided by GDPR (fraud, legal claim, etc.). Other than that, all personal data is deleted once the 6-month period is over.

If you request, we will delete or anonymise your personal data so that it no longer identifies you, unless we are legally allowed or required to maintain certain personal data, including situations such as the following: If there is an unresolved issue relating to your account, such as an outstanding credit on your account or an unresolved claim or dispute we will retain the necessary personal data until the issue is resolved; Where we need to retain the personal data for our legal, tax, audit, and accounting obligations, we will retain the necessary personal data for the period required by applicable law; and/or, Where necessary for our legitimate business interests such as fraud prevention or to maintain the security of our users.

Changes to Our Privacy Policy We may update our privacy policy from time to time. If we make material changes to how we treat your personal information, we will post the new privacy policy on this page, and we may also send a courtesy email to you to the email address we have on file for you, if any. The date the privacy policy was last revised is identified at the top of the page. You are responsible for periodically visiting this privacy policy to check for any changes.

Age Limits We do not knowingly collect or solicit personal data about or direct or target interest-based advertising to anyone under the age of 18 or knowingly allow such persons to use or access the Site. If you are under 18, please do not send any data about yourself to us, including your name, address, or email address. No one under the age of 18 may provide any personal data. If we learn that we have collected personal data about a child under age 18, we will delete that data as quickly as possible. If you believe that we might have any data from or about a child under the age of 18, please contact us.

We do not knowingly collect personal data from children under 13 years or under the applicable age limit (the “Age Limit”). If you are under the Age Limit, please do not use the FinanceHub Service, and do not provide any personal data to us. If you are a parent of a child under the Age Limit and become aware that your child has provided personal data to us, please contact us using the Contact Us’ form.

Links We may display advertisements from third parties and other content that links to third-party websites. We cannot control or be held responsible for third parties’ privacy practices and content. If you click on a third-party advertisement or link, please understand that you are leaving the Service and any personal data you provide will not be covered by this Policy. Please read their privacy policies to find out how they collect and process your personal data.

Contact Us If you have any requests for resolving issues (other than issues related to data protection) we encourage you to contact us through “Contact us” or emailing us at financehubpro@gmail.com

PRIVACY POLICY